Ford Finance Center FAQs

Banner for Financing

Shopping for a new or used Ford model is an exciting process. It allows you to choose the perfect set of wheels to elevate your Wilmington, New Castle, and Newark, Delaware, drives, giving you pure freedom on the road. However, the process isn’t over once you’ve chosen your favorite model.

The next step is to find an accommodating payment plan that fits seamlessly into your lifestyle—but, chances are, you have some questions about this. To help navigate you through the process, the team at Sheridan Ford has gathered all the Ford Finance Center FAQs and provided you with the answers you need.

Q: What Kind of Financing Is Available?

A: In our on-site finance center, we have an array of options available for our customers. The two most popular are financing through a third-party lender with a secure loan and leasing a new Ford model. Choosing which is right for you depends on your unique needs and driving style.

Secure a Loan If:

  • You want full ownership of the vehicle
  • You’re purchasing a used Ford
  • You want to drive unlimited miles

Take Out a Lease If:

  • You like driving new models frequently
  • You don’t regularly drive long distances
  • You want warranty coverage

Q: How Do I Finance a New Car?A finance meeting going well

A: The first step to financing a new car is to complete our finance application. This can be done online or in person and gives your personal finance specialist the information needed to get started.

If you’re securing a loan, they’ll reach out to lenders and negotiate to get you the terms and rates you deserve. When leasing, they’ll listen to your needs and craft a tailored contract that suits them. Then, all you need to do is sign the contract and you’ll be on your way in your new Ford.

Q: How Do I Finance a Used Car?

A: Financing a pre-owned vehicle is very similar to financing a new model, although most used vehicles are not available to lease.

You’ll complete your finance application and someone from our team will draft a personalized contract. They can even help with the trade-in process if you’re planning on selling a vehicle to our dealership.

Q:  How Can I Prepare for Financing?You're Approved!

A: To help get you ready for the financing journey, our Ford dealership offers a suite of online financing tools. Along with our credit application, you can use our payment calculator to estimate buying power and value your trade-in model with our online appraisal tool.

You can also gather the appropriate materials to better prepare. This includes:

  • Your I.D.
  • Proof of income and residence
  • Auto insurance information
  • Form of payment
  • Trade-in information (if applicable)

Find Streamlined Financing at Sheridan Ford!

Whether you’re shopping for a new or used car or wish to buy or lease, the financing team at Sheridan Ford will make the process easy and rewarding. Before you set forth on the roads of Wilmington, New Castle, and Newark, DE, schedule an appointment to find the perfect payment plan for you today!

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