Ford Finance Center
Welcome to the Sheridan Ford Finance Center. If you call Wilmington, New Castle, or Newark, Delaware, home and are looking for your next car, then you’ve arrived on a helpful page. This is where you can count on getting all the support you’ll need to find the loan or lease that fits your unique lifestyle.
Below, you can get a better sense of the various Ford finance services we offer. Jump-start your journey by exploring all the resources you’ll have at your disposal when you pay us a visit or skip ahead to contact us today with any questions you may have!
- Main:(302) 999-0261
- Sales:(302) 999-0261
- Service:(302) 999-0261
- Parts:(302) 999-0261
- Mon - Thu9:00 AM - 8:00 PM
- Fri9:00 AM - 7:00 PM
- Sat9:00 AM - 5:00 PM
- SunClosed
Our Ford Finance Professionals Are Here to Help
Regardless of whether you’ve got your sights set on applying for an auto loan to finance your next car or on getting a Ford lease, our experts will guide you through the process step by step. They’ll answer all your questions so you can make an informed decision before driving off the lot.
Our goal is to provide you with everything you need to make the choice that’s right for your situation. With our experts by your side, you can secure a fair payment option for your favorite car, truck, or SUV. When searching through our extensive inventory, you can quickly narrow down your options by using the search bar to specify your preferred:
- Year
- Body style
- Price
- Features
- And more!
New & Used Car Specials
When available, we have manufacturer offers and incentives that can help you take the wheel of your favorite ride. For qualified customers, we also have a Ford Salutes Those Who Serve and a Ford College Grad Program. We offer rotating new and used car specials too, so be sure to check back often to see the deals we currently have going on!
Give Yourself a Head Start on Ford Financing
While you’re preparing for your time with us, don’t forget to make use of our various online finance tools. Taking advantage of each of these resources will help streamline the process and make it flow even more smoothly once you’re here. That way, you can slide into the driver’s seat sooner. Our virtual finance tools include:
- Value Your Trade
- Payment Calculator
- Credit Application
With our Value Your Trade tool, you can quickly figure out what your current vehicle is worth if you’re considering trading in your current set of wheels. Then, if you choose to proceed with the trade-in offer, you can apply its value toward the down payment on your next Ford or other model.
Compare Monthly Payments
We also have a handy Payment Calculator that will help you narrow down your options and home in on vehicles within your price range before visiting our showroom. Once you plug in the vehicle price, the interest rate, and the length of the auto loan, you can compare monthly payments for each of the vehicles on your short list.
Get Pre-Approved
By filling out our secure Credit Application from the comfort of your own home, you can save even more time and energy by getting pre-approved for an auto loan.
Buying vs Leasing: Which Is Right for You?
When it comes to deciding whether to buy or lease your next car, there are a few different factors to consider. Both options come with their own set of benefits and either one may be a better fit for you at this time.
Benefits of Buying or Financing
Buying a car means paying for it in full. However, most car shoppers choose to put a down payment toward the value of the car and then finance the remaining balance with an auto loan from a trusted lender, like a financial institution. The auto loan principal and accruing interest is then paid off over time through monthly payments.
Once the auto loan has been completely paid off, the driver won’t have to make any more monthly payments and will own the vehicle outright. Buying or financing is a good option if:
- You want to drive the vehicle for an unlimited number of years and miles
- You want to personalize or customize the vehicle with accessories
- You want the option to trade in or sell the vehicle at some point down the line
Benefits of Leasing
Leasing, on the other hand, does not result in vehicle ownership. It’s like renting a vehicle for a term that usually lasts between 24 and 36 months. However, at the end of the lease, you’ll have the option to simply return it, trade it in for a new lease, or buy or finance it to make it your own. Leasing is a good option if:
- You want to upgrade to a newer vehicle every few years
- You want warranty coverage to be included with the vehicle
- You don’t want to spend time or energy trading in or selling the vehicle in the future
Speak With a Ford Finance Expert Today
Now that you have a better idea of what you can expect from the Ford finance services at our dealership, you’re ready to experience it all for yourself. If Wilmington, New Castle, or Newark, DE, is part of your regular commute, swing by or contact our team to set up a convenient time for you to take a test drive.
All of us at Sheridan Ford look forward to helping you through your automotive journey in the First State from beginning to end!