Ford Finance Center

Welcome to the Sheridan Ford Finance Center. If you call Wilmington, New Castle, or Newark, Delaware, home and are looking for your next car, then you’ve arrived on a helpful page. This is where you can count on getting all the support you’ll need to find the loan or lease that fits your unique lifestyle.

Below, you can get a better sense of the various Ford finance services we offer. Jump-start your journey by exploring all the resources you’ll have at your disposal when you pay us a visit, or skip ahead to contact us today with any questions you may have!

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
Showroom Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed

Our Ford Finance Professionals Are Here to Help

Regardless of whether you’ve got your sights set on applying for an auto loan to finance your next car or getting a Ford lease, our experts will guide you through the process step by step. They’ll answer all your questions so you can make an informed decision before driving off the lot.

Our goal is to provide you with everything you need to make the choice that’s right for your situation. With our experts by your side, you can secure a fair payment option for your favorite car, truck, or SUV. When searching through our extensive inventory, you can quickly narrow down your options by using the search bar to specify your preferred:

  • Year
  • Body style
  • Price
  • Features
  • And more!

Our Ford inventory is home to tons of different options that fit the needs of many different drivers. You’ll be set for success with the help of our experts and our lineup of fantastic vehicles.

Finance Your Custom Order

If you have a specific build in mind for your next Ford, our financing team can help make that dream a reality. We’ll work with you each step of the way as you design the model that has everything you need for the years and miles ahead in your life. Custom ordering a Ford is how you truly personalize your life on the road.

Our team will assist in selecting the right model for you, help you learn about the different trim levels, and help you select available options, even down to your favorite paint job. It’s our goal to have you drive off happy, and driving your own specially built Ford is the ultimate way to enjoy the open road.

New & Used Car Specials

When available, we have manufacturer offers and incentives that can help you take the wheel of your favorite ride. For qualified customers, we also have a Ford Salutes Those Who Serve and a Ford College Grad Program. It’s our way of giving back to the community and helping drivers get behind the wheel of fantastic vehicles.

We offer rotating new and used car specials too, so be sure to check back often to see the deals we currently have going on! Our team is always updating this list—you’re sure to find one that gives you the experience you’ve been looking for.

Give Yourself a Head Start on Ford Financing

While you’re preparing for your time with us, don’t forget to make use of our various online finance tools. Taking advantage of each of these resources will help streamline the process and make it flow even more smoothly once you’re here. That way, you can slide into the driver’s seat sooner. Our virtual finance tools include:

These tools let you start your process whenever and wherever works for you!

Compare Monthly Payments

We also have a handy Payment Calculator that will help narrow down your options and home in on vehicles within your price range before visiting our showroom. Once you plug in the vehicle price, the interest rate, and the length of the auto loan, you can compare monthly payments for each of the vehicles on your short list.

Get Pre-Approved

By filling out our secure Credit Application from the comfort of your own home, you can save even more time and energy by getting pre-approved for an auto loan. Filling this out gives our team the information they need to get started on your process. Along with saving time at the dealership, you’ll get to see a preview of your potential financing options, allowing you to get better prepared.

Value Your Trade-in Vehicle

With our Value Your Trade tool, you can quickly figure out how much your current vehicle is worth if you’re considering trading it in toward your next set of wheels. Then, if you choose to proceed with the trade-in offer, you can apply its value toward the down payment on your next Ford or other model. Our tool will provide an approximate value of your car just by answering a few simple questions.

Boosting Your Car’s Trade-in Value

Getting an idea of your car’s trade-in value is the start of your trade process. Before you bring your current car to our team of appraisers for your trade, you can prepare your car for our team and increase its appraisal value. Here’s how you can get it done.

First, keep a detailed service record of any work performed on your car. Having these on hand gives potential buyers a better idea of the car’s history. You can also have routine maintenance like oil changes and brake inspections completed just before sale, as it saves the next driver from doing it.

Second, take your vehicle to a car detailer before you trade it in. Detailers use special high-quality cleaners and tools to refresh the look and feel of your vehicle both inside and out. A clean and shiny car will attract more potential buyers, increasing the amount you’ll get for it at trade.

Buying vs Leasing: Which Is Right for You?

When it comes to deciding whether to buy or lease your next car, there are a few different factors to consider. Both options come with their own set of benefits and either one may be a better fit for you at this time.

Benefits of Buying or Financing

Buying a car means paying for it in full. However, most car shoppers choose to put a down payment toward the value of the car and then finance the remaining balance with an auto loan from a trusted lender, like a financial institution. The auto loan principal and accruing interest is then paid off over time through monthly payments.

Once the auto loan has been completely paid off, the driver won’t have to make any more monthly payments and will own the vehicle outright. Buying or financing is a good option if:

  • You want to drive the vehicle for an unlimited number of years and miles
  • You want to personalize or customize the vehicle with accessories
  • You want the option to trade in or sell the vehicle at some point down the line

Ownership is the major appeal when it comes to financing. Having full ownership of your car gives you the freedom to do with it what you want.

Benefits of Leasing

Leasing, on the other hand, does not result in vehicle ownership. It’s like renting a vehicle for a term that usually lasts between 24 and 36 months. However, at the end of the lease, you’ll have the option to simply return it, trade it in for a new lease, or buy or finance it to make it your own. Leasing is a good option if:

  • You want to upgrade to a newer vehicle every few years
  • You want warranty coverage to be included with the vehicle
  • You don’t want to spend time or energy trading in or selling the vehicle in the future

Leasing your vehicle gives you the freedom of keeping your options open later on. If you anticipate a change in lifestyle, such as starting a family or downsizing after retirement, you can lease an entirely different model later to match your needs. Leasing also comes with lower monthly payments and the perk of skipping the down payment, making it even easier to sign and drive.

Speak With a Ford Finance Expert Today

Now that you have a better idea of what you can expect from the Ford finance services at our dealership, you’re ready to experience it all for yourself. If Wilmington, New Castle, or Newark, DE, is part of your regular commute, stop by or contact our team to set up a convenient time for you to take a test drive.

All of us at Sheridan Ford look forward to helping you through your automotive journey in the First State from beginning to end! Get started with a look at our available inventory and speak with one of our friendly professionals today.

Get Directions

Get Directions

4001 Kirkwood Highway, Wilmington, DE, 19808
Sheridan Ford 39.728930, -075.648920.